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Is caravan insurance a legal requirement?

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Caravan insurance is not a legal requirement. Your car insurance will cover any damage caused to third party property whilst the caravan is been towed, however, a car insurance policy would not pay to repair any damage to your caravan or buy a replacement if your caravan was stolen. Specialist caravan insurance like that offered by Happy Place gives your caravan cover for accidental damage, theft, stormy weather or flooding.